Financing

Increase the value of your home and protect your investment.

Why Wait? There’s 365-Day Same-As-Cash.

Our Swift Solutions Loan Program is only available through authorized and participating contractors.

Here’s what you get:

  • No payments and no interest for 12 months on approved credit
  • 100% unsecured financing from $1,000 to $45,000 on approved credit
  • A quick, easy, and safe toll-free loan-by-phone application process
  • A fast credit decision in about 10 minutes
  • No paperwork
  • Peace-of mind because you provide your personal financial information directly to the bank and not to your contractor or over the internet
  • Convenient calling hours Monday-Friday 8:00 AM to 1:00 AM (EST) and Saturday 9:00 AM to 8:00 PM (EST)
  • No application fee — No closing costs — No prepayment penalties


So don’t delay. You can complete your home improvement now rather than later. Selecting the right professional contractor with an attractive same-as-cash payment option makes your decision easier. Have a question about the Swift Solutions Loan Program or want to apply? Realizing your home improvement dreams are only a toll-free call away (866-407-9438).

Loans provided by EnerBank USA (1245 E. Brickyard Rd., Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 24 to 132 months. 16.84% fixed APR subject to change. Interest waived if repaid in 365 days. EnerBank USA has helped tens of thousands of homeowners get the payment options they need to fulfill their home improvement and remodeling dreams. EnerBank USA is a wholly owned subsidiary of CMS Energy.